Gem Payment Options

0% Finance on baby gear | babies NzEnjoy the freedom to make your purchase online or instore and manage your payments over time, without paying any interest during the interest free period.

The stroller, the car seat, the cot and nursery furniture. It all adds up. To help you finance the best possible start in life we've teamed up with Gem Visa to bring you the most competitive baby finance package available.

Gem visa offers:

  • 6 months interest free*. Minimum purchase $250. Minimum monthly payments

  • 12 months interest free*. Minimum purchase $1000. Minimum monthly payments

How it works!

Add the products you want to purchase to your cart. In the checkout, select Gem Interest Free as the payment method. Choose the payment plan that suits you. Either use your existing Gem card details or apply for a new Gem Visa card by selecting
‘apply here’ in checkout. Or talk to us instore about purchasing with Gem!

Terms & Conditions:

*Credit and lending criteria and fees apply, including a Gem Visa $55 establishment fee and annual fees ($55 Gem Visa (charged $27.50 half yearly) / $55 Gem CreditLine (charged $27.50 half yearly)). Prevailing interest rate (currently Gem Visa 28.99% p.a./Gem CreditLine 29.95% p.a.) applies after any interest free term ends. Paying only the minimum monthly repayment of 3% of the outstanding monthly balance or $20 (whichever is more), will not be sufficient to repay the purchase amount(s) within the promotional period. Amount payable will be shown on your monthly statement. Available on participating Gem Visa or Gem CreditLine credit cards only. New customers must apply and be approved for a Gem Visa credit card. Credit provided by
Latitude Financial Services Limited.